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RBI-registered NBFC · India

Visolent Capital Direct MSME lending

Working capital,on demand.

Visolent Capital is a RBI registered Non-Banking Finance Company (NBFC) focussed on providing affordable working capital loans to MSMEs in India. Backed by credit intelligence based on key business metrics, we deliver risk decisions faster and price our loans more fairly. Our customers take a strong liking to our ways of customising working capital solutions.

We focus on only on working capital funding and do it well. Meant only for established, GST-compliant MSMEs. Funding in the range of ₹5 to ₹50 lacs.

Apply for financeCheck your eligibility
₹5L – ₹50L loan value GST-compliant MSMEs Decision in minutes
Facility decision Live underwriting
MF

Meridian Fabricators Pvt. Ltd.

GST-compliant · Manufacturer · Pune, MH

74VIS-Score™
Low risk

Underwritten on filings, GST behaviour and credit signals, not collateral alone.

Recommended facility

₹32,00,000

Working capital
₹5L₹50L
Decision in 4 minNo personal-loan repackagingPriced to real standing

Three ways to support cash flows of any business.

Revolving credit line, Invoice Discounting and Supply Chain Finance – any of these that efficiently suit your business the best."

Cash flow

Revolving Credit

Short-term funding to smoothen cash flows, fund inventory or meet operating expenses. Drawn down as many times as you need and pre-pay without penalties. Credit Limits are set based on what your business can support.

Explore Revolving Credit
Receivables

Invoice discounting & receivables financing

Unlock value tied up in unpaid invoices. Turn your receivables into cash, the moment you raise an invoice, instead of waiting 30, 60 or 90 days for customers to pay.

Explore invoice discounting
Trade chain

Supply chain finance

Financing that strengthens the entire value chain of your business - suppliers get paid earlier or dealers, distributors get desired credit period while you preserve your own working capital.

Explore supply chain finance
Our edge

Lending backed by intelligence.

Our edge is that lending sits on top of Visolent Insights. We read alternate data, GST filing behaviour and credit signals to assess & underwrite thin-file MSMEs that find getting fresh credit line or credit enhancements a challenge. This means faster decisions and credit that reflects your real standing, not just your collateral.

Thin-file friendly

Underwritten basis Promoter background, cash flows and compliances over a given period.

Faster decisions

Judgement work is already done even before the loan application is submitted.

What we read

GST filing behaviourConsistent
Alternate dataStrong
Credit signalsStable

Credit that reflects real standing

VIS-Score™ powered underwriting

Who we built this for

  • Established, past the start-up stage

    A track record of filings and trade, not a pitch deck.

  • GST-compliant MSME

    Your filing behaviour is the strongest signal we read.

  • Manufacturer, distributor, wholesaler or B2B service

    Businesses that need working capital to grow.

  • Needs in the ₹5L – ₹50L range

    Deliberately focused: no personal or consumer loans.

Is Visolent Capital right for you?

We lend to established, GST-compliant MSMEs: typically businesses past the start-up stage with a track record of filings and trade. If you're a manufacturer, distributor, wholesaler or B2B service business that needs working capital to grow, you're exactly who we built this for.

Not sure where you stand? Run a Visolent Insights report on your own business first, then apply for the finance it qualifies you for.

Check your standing with VIS-Profile™
Capital, on demand

Fund the next order, not the paperwork.

Working capital and trade finance for established, GST-compliant MSMEs: ₹5 lakh to ₹50 lakh, underwritten on intelligence for faster decisions and fairer pricing.

Apply for financeCheck your business standing first

RBI-registered NBFC · India₹5L – ₹50L ticket bandVIS-Score™ powered underwriting